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Finluency is most powerful when it can see your complete financial picture. Connecting a single account gives you a partial view; connecting all your relevant accounts — personal and business alike — is what lets the platform accurately project your forward balance and surface the moments when cash might get tight. The more accounts you bring in, the more complete and trustworthy your forecasts become.
Connect both your personal and business accounts from the start. Solopreneurs and small business owners often move money between personal and business accounts, and capturing both sides of that flow gives you the most accurate forward-looking view.

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Account Types You Can Connect

Finluency supports a range of account types across personal and business categories:

Personal Checking

Your primary day-to-day personal account. Useful for capturing personal expenses that affect your overall cash position.

Business Checking

The main operating account for your business — typically where client payments land and business expenses are paid from.

Savings Accounts

Personal or business savings accounts. Including these gives a complete picture of liquid assets.

Credit Cards

Personal and business credit cards. Connecting these captures pending and posted charges that affect your available cash when the statement is due.

Lines of Credit

Business or personal lines of credit. Connecting these lets Finluency account for available credit and any drawn balances in your overall position.

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Personal vs. Business Accounts in the UI

When you add an account, Finluency asks you to designate it as either personal or business. This distinction:
  • Organizes your account list — personal and business accounts are grouped separately in the accounts panel, making it easy to see your business cash position independently from personal funds.
  • Improves forecast clarity — when you add recurring transactions or forecasted items, you’ll assign them to a specific account, so the personal/business split keeps projections clean and accurate.
  • Helps you spot cross-account movements — if you regularly transfer funds from personal to business (or vice versa), having both connected lets Finluency reflect that activity on both sides.

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How to Add an Account

Finluency is currently in early access. The exact steps and interface for connecting accounts may evolve as the product develops. The process described below reflects the current general flow — check the in-app prompts for the most up-to-date instructions.
1

Navigate to Accounts

From your dashboard, locate the Accounts section in the main navigation or sidebar and click it to open the accounts panel.
2

Click Add Account

Look for the Add Account button (often in the top-right of the accounts panel) and click it to start the connection flow.
3

Select an account type

Choose the type of account you’re adding: personal checking, business checking, savings, credit card, or line of credit. Then designate it as personal or business.
4

Provide account details

Enter the required information for your account. Depending on the connection method, this may include your institution name, account number, or login credentials for your bank’s portal. Follow the on-screen prompts carefully.
5

Confirm and save

Review the details you’ve entered and confirm the connection. Finluency will verify the account and, once confirmed, import your balance and recent transaction history.

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How Connected Accounts Appear in the Dashboard

Once an account is successfully connected, it appears immediately in your accounts panel on the dashboard. You’ll see:
  • The account name and type you assigned during setup
  • The current balance pulled from the account
  • A personal or business label based on how you categorized it
The account’s transactions will populate the transaction feed, and its balance will be added to the consolidated balance figure at the top of your dashboard. From that point on, the account is part of your cash flow model — its transactions feed into recurring detection, forecasting, and the cash flow timeline.
If an account doesn’t connect successfully, double-check the details you entered — a mistyped account number or incorrect credentials are the most common causes. If the problem persists, try removing the account and starting the connection flow again. Because Finluency is in early access, you can also reach out to the support team directly for assistance with connection issues.
Yes. Navigate to the Accounts panel, find the account you want to remove, and look for a disconnect or remove option in the account’s settings. Disconnecting an account removes it from your dashboard and excludes it from future forecasts. Historical transaction data may be retained depending on your account settings.

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Next Steps

With your accounts connected, head back to the dashboard to see your consolidated balance and start building out your cash flow model.

Back to the Dashboard

See how all your connected accounts come together in the Finluency dashboard.