> ## Documentation Index > Fetch the complete documentation index at: https://docs.finluency.com/llms.txt > Use this file to discover all available pages before exploring further. # Project Your Future Cash Flow with Finluency Forecasting > Understand how Finluency builds your forward balance projection and how to add forecasted transactions for expected income and expenses. Forecasting in Finluency means answering the question every solopreneur eventually asks: "How much money will I actually have in two weeks?" The platform builds that answer by combining everything it knows about your finances — confirmed transactions, in-flight activity, scheduled recurring items, planned budget allocations, and one-time expected events — into a single projected balance that moves forward in time. The result isn't a guess; it's a structured model built from the financial data you and your connected accounts provide. Forecasts are projections, not guarantees. Real-world timing can vary — a client payment may arrive a few days late, a charge may post earlier than expected. Use your forecast as a planning tool and a signal for when to take action, not as a precise prediction of your exact future balance. ## How the Forecast Is Built Finluency constructs your forward balance projection in layers, starting from what is confirmed and building outward toward what is expected: The forecast starts with your current **posted balance** — the fully cleared, confirmed balance across your connected accounts. This is ground truth: money that has actually moved. **Pending transactions** are layered in next. These are charges or transfers that have been initiated but haven't fully settled. They're highly likely to post, so the forecast accounts for them. The model then applies your **recurring transaction** schedule — every bill, subscription, payroll run, and retainer payment you've defined — projected out from today across the forecast horizon. **Budget** entries represent planned spending or income you've allocated in advance. These add another layer of intentional financial planning to the projection. Finally, any **forecasted transactions** you've manually added — a freelance invoice you expect to receive, a large equipment purchase, a tax payment — are applied. These are one-time expected events that don't repeat. The resulting line is your projected balance: a running total that shows where your finances are headed if everything unfolds as expected. ## How to Read Forecasted Balances As you look at projected figures — whether in a transaction list or on the cash flow timeline — keep these distinctions in mind: | Amount type | What it reflects | | ------------- | ------------------------------------------------------------------------------------------- | | **Confirmed** | Posted and pending transactions — high confidence, likely to be accurate | | **Projected** | Recurring, budget, and forecasted items — planned or expected, subject to real-world timing | Finluency visually distinguishes projected amounts from confirmed ones so you always know how much certainty is behind a given figure. The further into the future you look, the more of your balance is driven by projected items and the less by confirmed ones. ## How to Add a Forecasted Transaction Forecasted transactions are one-time expected events: a freelance invoice you're waiting on, a tax payment coming up, a planned equipment purchase, a large client deposit. Use them to model events that you know are coming but that don't repeat on a regular schedule. From the main navigation, go to the **Forecasted Transactions** section, or find the forecasting area within your Transactions view. Select the **Add** button to open the new forecasted transaction form. Write a clear label for this transaction — for example, "Invoice #42 from Acme Corp" or "Q2 Estimated Tax Payment." This will appear in your timeline and transaction list. Type the amount you expect to receive or pay. Be as accurate as possible — even a rough estimate is better than leaving the event out of your model entirely. Enter the date you expect this transaction to occur. If you're unsure of the exact date, use your best estimate. You can always adjust it later. Select which connected account the transaction will flow through — the business checking account that will receive the invoice payment, or the account you'll use to pay the tax bill. Designate whether this is money coming in (income) or money going out (expense). This determines whether the forecasted amount adds to or subtracts from your projected balance. Click **Save**. The forecasted transaction is now part of your model and will appear in your cash flow timeline at the date you specified. ## Forecasted vs. Recurring Transactions It's easy to confuse forecasted and recurring transactions since both represent future activity. Here's the key difference: **One-time events.** A specific income or expense you expect to happen once on a particular date — a client payment, a tax installment, a one-off equipment purchase. **Repeating events.** Income or expenses that happen on a regular schedule — monthly rent, weekly payroll, annual software renewals. Set them once; Finluency projects them forward automatically. Use forecasted transactions for anything that happens once. Use recurring transactions for anything that repeats. ## How to Adjust or Remove a Forecasted Transaction Plans change — a client payment comes in earlier than expected, or a purchase gets pushed back. Keep your forecast accurate by updating forecasted items when reality shifts. Navigate to your forecasted transactions list, find the entry you want to update, and click **Edit**. You can change the amount, date, account, or description. Save your changes and the timeline will update immediately. Find the entry in your forecasted transactions list and select **Delete** or **Remove**. Confirm the action. The item will be removed from the model and the cash flow timeline will adjust accordingly. Forecasted transactions are especially useful for irregular income that solopreneurs often deal with — freelance project payments, consulting invoices, or seasonal revenue spikes. Add each expected payment as a forecasted transaction as soon as you send the invoice or close the deal, and your timeline will immediately reflect that incoming cash. ## Next Steps With your forecasts in place, see how all the layers come together visually, and deepen your understanding of how forward balances are calculated. See your projected balance as a visual graph and learn how to identify critical moments in your cash flow. Understand the mechanics behind how Finluency calculates your projected future balance.